Identity Theft

Is someone using your identifying information
(Name, Date of Birth, Social Security Number)
to obtain goods, services, credit, or to open fraudulent bank accounts?

YOU ARE A VICTIM OF "IDENTITY THEFT".

Identity theft continues to be a major problem for banks, access card/credit card companies and consumers. Once you discover you are a victim of "Identity Theft" you should notify the following:

(1) CREDIT BUREAUS. Immediately call the fraud units of the three credit reporting companies.

Experian (formerly TRW) P. O. Box 1017 Allen, Texas 75013 (800) 301-7195 or (888) 397-3742 Equifax Roosevelt Blvd. St. Petersburg, Florida 33716 (800) 290-8749 Trans Union P. O. Box 19064 Fullerton, California 92834 (800) 680-7289

(2) CREDIT CARDS/ATM CARDS/ CHARGE ACCOUNTS. Contact all creditors immediately with whom your name had been used fraudulently by phone and in writing. Report the crime to the law enforcement agency with jurisdiction in your case. A police report is required by credit card companies to verify that you have been a victim of a crime.

(3) SOCIAL SECURITY NUMBER. Contact the Social Security Administration to report fraudulent use of your social security number. The Social Security Administration will only change information noted in their files if they are notified in a timely manner. Notify the agency by phone and in writing.

(4) DRIVER LICENSE NUMBER MISUSE. Go to your local DMV to report fraudulent use of your driver license number. Put a fraud alert on your old license number and obtain a new number. This is a must, if you do not change your current license number the credit card/check security companies will continue to report the number as a known "credit risk".

In dealing with the authorities and financial institutions, keep a log of all conversations, including dates, times, names and phone numbers. Confirm conversations in writing. Send correspondence by certified mail. Keep copies of all letters and documents.

For additional information or questions, contact the Port Hueneme Police Department Investigations Division at (805) 986-6530.